Privacy Policy Privacy Policy SSDIHelp.org is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the SSDIHelp.org Web site and governs data collection and usage. By using the SSDIHelp.org website, you consent to the data practices described in this statement. SSDIHelp.org has created this privacy statement in order to demonstrate our firm commitment to your privacy. The following discloses our information gathering and dissemination practices for the company and any web sites on which this statement appears: Collection of your Personal Information SSDIHelp.org collects personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. SSDIHelp.org also may collect anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites. There is also information about your computer hardware and software that is automatically collected by SSDIHelp.org. This information can include your IP address, browser type, domain names, access times, and referring Web site addresses. This information is used by SSDIHelp.org for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the SSDIHelp.org Web site. SSDIHelp.org uses IP addresses to help diagnose problems with our servers, to administrate our websites, and to keep track of new and repeat visitors. IP addresses are used to gather broad demographic information, not personally identifiable information, which is used strictly within our company. We use cookies for the same purposes. Our information request forms require visitors to give us contact information (like their name, phone number, and email address) and financial information (like their desired loan amount, and their debt situation). The visitor is explicitly informed that they may be contacted by one or more of our customers if they submit the information request form. The visitor’s contact information is shared with other companies who are customers of SSDIHelp.org that may want to contact our visitors. Each participating customer’s own privacy statement will then apply to this transferred information. In no way is any of the information submitted by the visitors sold to any third parties that are not our customers. Financial information that is collected is used solely by our customers for the purpose of better serving the visitor’s request. Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through SSDIHelp.org public message boards, this information may be collected and used by others. Note: SSDIHelp.org does not read any of your private online communications. SSDIHelp.org encourages you to review the privacy statements of Web sites you choose to link to from SSDIHelp.org so that you can understand how those Web sites collect, use and share your information. SSDIHelp.org is not responsible for the privacy statements or other content on Web sites outside of the SSDIHelp.org and SSDIHelp.org family of Web sites. Use of your Personal Information SSDIHelp.org will contact you by email if you have opted into our email newsletter via our online form. By submitting your information on one of our industry-specific contact forms you are giving authorization for SSDIHelp.org, it’s partners, advertisers, or service providers to contact you by email or phone even if you have listed yourself on any state or federal Do-Not-Call List. Contact may be via automatic dialing system, text, or prerecorded message. Please find additional TCPA specific disclosures near the submit button of each separate offer. SSDIHelp.org collects and uses your personal information to operate the SSDIHelp.org Web site and deliver the services you have requested. SSDIHelp.org also uses your personally identifiable information to inform you of other products or services available from SSDIHelp.org and its affiliates. SSDIHelp.org may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. SSDIHelp.org does not sell, rent or lease its customer lists to third parties. SSDIHelp.org may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, SSDIHelp.org may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to SSDIHelp.org, and they are required to maintain the confidentiality of your information. SSDIHelp.org does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. SSDIHelp.org keeps track of the Web sites and pages our customers visit within SSDIHelp.org, in order to determine what SSDIHelp.org services are the most popular. This data is used to deliver customized content and advertising within SSDIHelp.org to customers whose behavior indicates that they are interested in a particular subject area. SSDIHelp.org Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with the legal process served on SSDIHelp.org or the site; (b) protect and defend the rights or property of SSDIHelp.org; and, (c) act under exigent circumstances to protect the personal safety of users of SSDIHelp.org, or the public. Use of Cookies The SSDIHelp.org Web site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize SSDIHelp.org pages, or register with SSDIHelp.org site or services, a cookie helps SSDIHelp.org to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same SSDIHelp.org Web site, the information you previously provided can be retrieved, so you can easily use the SSDIHelp.org features that you customized. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the SSDIHelp.org services or Web sites you visit. Third-Party Cookies A third-party cookie is used by a web site different from the one you are currently viewing. The third-party web sites on SSDIHelp.org provide advertising content on the website you are viewing. These cookies are used to track web page views for tracking the effectiveness of the ads. They do not contain any personally identifying information about the user. This site contains links to other websites SSDIHelp.org is not responsible for the privacy practices or the content of such websites. Our websites use forms for visitors to request information, products, and services. We collect visitor’s contact information (like their email address, name, and phone number) and financial information (like a self-reported credit rating and whether or not they have experienced bankruptcy). The visitor’s contact information is shared with other companies who are our customers and may want to contact our visitors. Our online surveys ask visitors for contact information (like their email address, name, and phone number) and financial information (like their debt history and desired loan amount). The visitor’s contact information may be used by SSDIHelp.org to contact the visitor for information accuracy verification purposes. Visitors may opt-out of receiving future mailings; see the choice/opt-out section below. We run contests on our site in which we ask visitors for contact information (like their email address). We use an outside ad company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our website, our ad company collects cookies received with banner ads, but we do not have access to this information. Third-Party Web Beacons: We may use third-party web beacons to help analyze where visitors go and what they do while visiting our website. The third-party may also use anonymous information about your visits to this and other websites in order to improve its products and services and provide advertisements about goods and services of interest to you. If you would like more information about this practice please contact us at Info@SSDIHelp.org Security of your Personal Information SSDIHelp.org secures your personal information from unauthorized access, use, or disclosure. SSDIHelp.org secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. This website has security measures in place to protect the loss, misuse, and alteration of the information under our control. No party outside of our staff and our customers have access to any of the information collected on our site. All personally identifiable information that is collected is kept in a secure location and is not accessible by anyone other than our staff. Choice/Opt-Out This site gives visitors the following options for removing their information from our database to not receive future communications, or to no longer receive our service. Send an email to Info@SSDIHelp.org Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance. In addition to this review, this website has agreed to notify you of: What personally identifiable information of yours or third party personally identification is collected from you through the website The organization collecting the information How the information is used With whom the information may be shared What choices are available to you regarding the collection, use, and distribution of the information The kind of security procedures that are in place to protect the loss, misuse, or alteration of the information under SSDIHelp.org’s control How can you correct any inaccuracies in the information? If you have questions or concerns regarding this statement, you should contact the SSDIHelp.org privacy group by email at Info@SSDIHelp.org. Changes to this Statement SSDIHelp.org will occasionally update this Statement of Privacy to reflect company and customer feedback. SSDIHelp.org encourages you to periodically review this Statement to be informed of how SSDIHelp.org is protecting your information. If, however, we are going to use visitors’ personally identifiable information in a manner materially different from that stated at the time of collection we will notify visitors by posting a notice on the websites affected for 30 days. Contact Information SSDIHelp.org welcomes your comments regarding this Statement of Privacy. If you believe that SSDIHelp.org has not adhered to this Statement, please contact SSDIHelp.org at 1-888-985-3112. We will use commercially reasonable efforts to promptly determine and remedy the problem. If you have any questions about this privacy statement, the practices of this site, or your dealings with SSDIHelp.org, you can contact: SSDIHelp.org1000 Brickell AveSte 715-1426Miami FL 33131 ADDITIONAL CALIFORNIA CONSUMER RIGHTS If you are a resident of California, you have additional rights to access and control your Personal Information under the California Consumer Privacy Act (“CCPA”). a. Right to Know You have the right to request that we provide you (i) the categories and/or specific pieces of Personal Information we collected about you; (ii) the categories of sources from which your Personal Information was collected; (iii) the business or commercial purpose for which we collected your Personal Information; and (iv) the categories of third parties with whom we shared your Personal Information. If we sold or disclosed your Personal Information to third parties, you also have the right to request that we provide you (i) the categories of Personal Information we collected about you; (ii) the categories of your Personal Information we sold to third parties; (iii) the categories of third parties to whom we sold your Personal Information; and (iv) the categories of your Personal Information we disclosed to third parties. Please note that we are not permitted to provide access to specific pieces of Personal Information if the Personal Information is sensitive or creates a high risk of potential harm from disclosure to an unauthorized person such as financial account information, health information, social security numbers, or driver’s license numbers. If we withhold specific personal information because of its sensitivity or risk, we will inform you. b. Right to Deletion You have the right to request that we delete any Personal Information we have collected about you. Please understand that we are not required to honor a deletion request if we need the information to complete a requested or reasonably anticipated transaction, prevent security incidents or fraud, enable internal uses that are reasonably aligned with your expectations, comply with legal obligations, or perform other functions permitted by law. c. Exercising your Rights to Know and Deletion You may exercise your Rights to Know and Deletion by calling us at 1-888-985-3112 or completing the form found here. Please be specific in your request and provide sufficient information to allow us to locate your Personal Information in our systems based on your request. We will retain a record of your request, including a deletion request, in accordance with law. Additional information about our timeframe for response and identity verification is available on our CCPA Request Page. d. Right to Opt Out You have the right to direct us not to sell your Personal Information to third parties. You may exercise your Right to Opt Out by calling us at 1-888-985-3112 or completing the form found here. Please provide sufficient information to allow us to locate your Personal Information in our systems. e. Non-Discrimination Notice We will not discriminate against you for exercising your rights under the CCPA or this Privacy Policy. f. California “Do Not Track” Disclosure Do Not Track is a web browser privacy preference that causes the web browser to broadcast a signal to websites requesting that a user’s activity not be tracked. At this time, our Site and Services do not respond to “do not track” signals. g. California Site Ownership Disclosure Under California Civil Code Section 1789.3, California residents are entitled to the following information: The provider of the Site is SSDIHelp.org. To file a complaint regarding the Site or to receive further information about the Site, please contact us. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210. h. Right to Non-Discrimination Should you wish to exercise your rights as a resident of California, we will not discriminate against you by showing you different products or services based solely upon your request. Kindly note, however, if the advertisers require additional data or information from you before providing quotes, rates, or other information, exercising your California rights may limit the number and range of advertisers who are displayed in response to your request. i. Do Not Sell My Personal Information Some of our sharing activities may be a “sale” of personal information under California law. For example, when we share information we collected automatically from you with advertisers in order to create consumer profiles and present our advertisers’ products and services to you. Subject to certain exceptions, as a California resident, you may opt-out of the “sale” of your personal information at any time by taking the following actions: For information collected automatically through cookies and similar tracking technologies change your browser settings to stop accepting cookies or to prompt you before accepting cookies. To learn more, read Cookies and Other Technologies. For all other information, if you wish to put on file with us your preference to opt-out of our sharing of your personal Information with third parties for such third parties’ direct marketing purposes or to find out more about your opt-out rights, please submit your request through our Do Not Sell My Personal Information form. j. Shine the Light California residents may, no more than once per calendar year, request from us information about our disclosure of certain categories of personal information to third parties for direct marketing purposes. To be valid, requests must be submitted to us at in our Privacy Center and select the “Shine the Light Request” option from the drop down menu. We will provide you within 30 days of receiving your request, a list of the categories of personal information (also known as personal data) disclosed to third parties for direct marketing purposes during the immediately preceding calendar year and the names and addresses of the third parties. 15. Nevada Residents Subject to certain exceptions, some of our data sharing practices may be considered a “sale” of your personal information under Nevada Revised Statutes 603A. Nevada residents may opt-out of the “sale” of personal information covered under the statute, by exercising your cookie consent options as detailed in Cookies and Other Technologies or by submitting your request through our Do Not Sell My Personal Information form or call us at 1-888-985-3112.